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VOTE NO ON AB-2501!

AB-2501

JUDICIAL REPOSSESSION PROCESS
  1. Consumers must go to court when they are behind on their car payments.
  2. If the consumer fails to appear in court a bench warrant may be issued.
  3. Consumers are responsible for all judicial process costs.
  4. Requires law enforcement to go to your home or work to repossess your car.
  5. There is no breach of the peace protection for the consumer.
  6. There is no oversight for law enforcement repossessions.
  7. Judicial process attorney and court costs $3500 to $4500.
  8. Judicial process law enforcement costs $1200 to $1500.
  9. Judicial process repossession costs $5000 to $6000.


AFTER JUDICIAL REPOSSESSION PROCESS
  1. Judgments stay on the consumers public court record for 10 years.
  2. The judgment will stay on the consumer's credit report for seven years.
  3. Liens may be issued against a consumer assets including retirement, 401k, etc.
  4. The consumer does not have the right to redeem or reinstate their loan.


NON-JUDICIAL REPOSSESSION PROCESS
  1. The consumer has up to 25 days to redeem or reinstate their loan.
  2. The consumer has up to 60 days to pick up their personal effects.
  3. Non-Judicial repossession costs approximately $350.
  4. Repossessors are regulated by the Department of Consumer Affairs.


You can help kill this bill by calling Assembly Members and ask for their No Vote on AB-2501. The bill failed on the Assembly Floor today. It is eligible for reconsideration this coming Thursday. This is a do or die bill for our industry. If the bill doesn’t get killed on the Assembly side it will go the Senate side where the bigger fight will be.

We urge you to call all of the Assembly Members we have listed.


Aguiar-Curry               916-319-2004 and 530-757-1034

Arambula                 916-319-2031 and 559-445-5532

Bauer-Kahan               916-319-2016 and 925-328-1515

Berman                   916-319-2024 and 650-691-2121

Bigelow                   916-319-2005, 559-673-0501, 530-295-5505 and 209-267-0500

Bloom                    916-319-2050 and 310-450-0041

Boerner Horvath            916-319-2076 and 760-434-7605

Bonta                     916-319-2018 and 510-286-1670

Brough                    916-319-2073 and 949-347-7301

Burke                     916-319-2062 and 310-412-6400

Calderon                   916-319-2057 and 562-692-5858

Carrillo                     916-319-2051 and 213-483-5151

Cervantes                   916-319-2049 and 323-264-4949

Chen                       916-319-2055 and 714-529-5502

Chiu                       916-319-2017 and 415-557-3013

Choi                       916-319-2068 and 714-665-6868

Chu                       916-319-2025 and 408-262-2501

Cooley                     916-319-2008 and 916-464-1910

Cooper                     916-319-2009 and 916-670-7888

Cunningham                916-319-2035 and 805-549-3381

Dahle                      916-319-2001 and 530-223-6300

Daly                       916-319-2069 and 714-939-8469

Diep                       916-319-2072 and 714-843-4966

Eggman                    916-319-2013 and 209-948-7479

Flora                      916-319-2012 and 209-599-2112

Forg                       916-319-2034 and 661-395-2995

Frazier                     916-319-2011, 707-399-3011 and 925-513-0411

Friedman                   916-319-2043 and 818-558-3043

Gabriel                     916-319-2045 and 818-346-4521

Gallagher                   916-319-2003, 530-895-4217 and 530-671-0303

Garcia C.                    916-319-2058 and 562-861-5803

Garcia E.                    916-319-2056, 760-347-2360 and 760-355-8656

Gipson                     916-319-2064 and 310-324-6408 and 310-605-5557

Gloria                      916-319-2079 and 619-645-3090

Gonzalez                    916-319-2080 and 619-338-8090

Gray                       916-319-2078 and 619-645-3090

Grayson                    916-319-2014, 925-521-1511 and 707-642-0314

Holden                     916-319-2041, 626-351-1917 and 909-624-7876

Irvin                       916-319-2044 and 805-483-4488

Jones Sawyer                916-319-2059 and 213-744-2111

Kalra                       916-319-2027 and 408-277-1220

Kamlager                   916-319-2054 and 310-641-5410

Kiley                       916-774-4430 and 916-319-2006

Lackey                     916-319-2036 and 661-267-7636

Levine                     916-319-2010, 415-479-4920 and 707-576-2631

Low                       916-319-2028 and 408-446-2810

Maienschein                916-319-2077 and 858-675-0077

Mathis                     916-319-2026 and 559-636-3440

Mayes                     916-319-2042 and 760-346-6342

McCarty                    916-319-2007 and 916-324-4676

Medina                     916-319-2061 and 951-369-6644

Mullin                      916-319-2022 and 650-349-2200

Muratuschi                  916-319-2066 and 310-375-0691

Nazarian                    916-319-2046 and 818-376-4246

O’Donnell                   916-319-2070, 562-429-0470 and 310-548-6420

Patterson                   916-319-2023 and 559-446-2029

Petrie-Norris                916-319-2074 and 949-251-0074

Quirk-Silva                  916-319-2065 and 714-525-6515

Ramos                     916-319-2040 and 909-476-5023

Reyes                      916-319-2047 and 909-381-3238

Rivas, R.                    916-319-2030, 831-759-8676 and 831-256-1272

Rivas, L.                    916-319-2039 and 818-504-3911

Rodriguez                  916-319-2052 and 909-902-9606

Rubio                     916-319-2048 and 626-960-4457

Salas                      916-319-2032, 661-335-0302 and 559-585-7170

Santiago                   916-319-2053 and 213-620-4646

Smith                      916-319-2138 and 661-286-1565

Stone                      916-319-2029, 831-425-1503 and 831-649-2832

Ting                       916-319-2019 and 415-557-2312

Voepel                     916-319-2071 and 619-258-7737

Waldron                   916-319-2075 and 760-480-7570                   

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